Financing

Make your Cueva a reality

Flexible financing options with competitive rates.

Calculate Payments Get Pre-Qualified
financing
Ember Model $165,000 ~$921/mo with financing
Options

Choose Your Path to Ownership

We partner with leading lenders to offer multiple financing solutions tailored to your situation.

Refinance

Consolidate your new Cueva into your existing mortgage. Potentially reducing your payments.

  • Term Up to 30 years
  • Down 10% minimum
  • Lowest interest rates available
  • Convert to traditional mortgage after completion
  • Interest-only payments during construction
  • Works with most property types
Learn More

Personal Loan / Cash

Unsecured financing for smaller projects. No collateral required, faster approval process.

  • Term Up to 15 years
  • Down None required
  • No home equity required
  • Fast approval (24-48 hours)
  • No property appraisal needed
  • Flexible use of funds
Learn More
Recommended

HELOC

Home Equity Line of Credit for existing homeowners. Use your current home equity to finance your Cueva.

  • Term Variable
  • Down N/A (use equity)
  • Only pay interest on what you use
  • Flexible draw schedule
  • Tax-deductible interest (consult advisor)
  • Keep your low primary mortgage rate
Learn More
WHY MODULAR?

Estimate Your Monthly Payment

See how our factory-built approach compares to traditional construction.

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The Journey

How It Works

Clear steps, smooth flow, and no unnecessary complexity.

Financing Approved & Order Placed
Step-1

Financing Approved & Order Placed

3 Weeks >>

Permit Application
Step-2


Permit Application

4 - 6 weeks >>
Unit production and Site Prep
Step-3

Unit production and Site Prep

3 Weeks >>
Delivery and Installation
Step-4

Delivery and Installation

2 days
OCCUPANCY COMPLETED
Step-5

OCCUPANCY COMPLETED

Occupancy
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Financing That Works for You

We've partnered with Canada's top lenders to offer competitive rates and flexible terms specifically designed for modular home buyers.

  • Competitive Rates From big 5 banks or mortgage brokers
  • Flexible Terms Choose from 10, 15, 20, or 25-year loan terms
  • Low Down Payments Start with as little as 5% down
  • Fast Approval Pre-qualify in minutes, full approval in days
  • Expert Guidance Dedicated financing specialists to guide you
  • No Hidden Fees Transparent pricing with no surprises
FAQs

Financing Questions

If you have additional questions please reach out we would be happy to assist you.

Is this chattel financing or real property financing?

Do I need to own the land before getting financing?

For construction loans, you typically need to own the land or be in the process of purchasing it. We can coordinate financing for both the land and the home through our lending partners.

How do I know how much it costs.

Does a Cueva appreciate in value like a house?

What is the lifespan and warranty?

How do clients finance a Cueva?

**Financing options and estimated payments shown on this website are for informational purposes only and are subject to credit approval, lender terms, site conditions, and final project scope.